UBIQUE

FUND

ubī + -que

Latin

adverb
1. in or to all places.
    - common or widely distributed

noun
1. all places or directions.

AN

INTRODUCTION

The Ubique Fund has been designed to offer flexibility and robustness by actively developing, refining and researching different investment and trading strategies across a myriad of different markets. The name Ubique, meaning everywhere, harks to the fact that the investments contained within it could be from anywhere. Why limit our investing options if better opportunities present themselves in areas we aren’t currently exploring.

As a by-product, it means that as certain investment strategies lose their potency due to changing market conditions, the portfolio has the ability to move into more advantageous ones. This, combined with the spreading of risk by diversifying market exposure  to multiple strategies at once aims to give Ubique a foot up on other traditional buy-and-hold portfolio’s.

One common theme throughout all of the trading strategies which make up Ubique is their systematic, quantitative approach. To be considered eligible to be part of the portfolio, we believe there can be no discretionary elements to a strategy. Why? For a number of reasons. Firstly, you cannot systematically test discretionary investing as there are no hard rules which dictate your actions. Secondly, discretionary trading requires a human, and humans pose a major issue when investing. They are emotional creatures, are easily influenced by opinions and emotions, and are rarely running at 100%. As such, we prefer a mechanised approach, which is testable, repeatable, and results observable. In other words, we are turning the art of investing into the science of investing. It also allows us to quantify its expected efficiency, giving us fair warning if the approach is no longer profitable in the current climate.

The other common theme throughout the portfolio is the cyclical nature of our investment strategies. Markets over the long-term have shown to be cyclical in nature and it is much more productive to go with the tide than trying to fight it. As such, we look to take advantage of markets when they are in bullish conditions and go on the defensive when they are bearish. 

We have taken a 300 year old observable market phenomenon, that of a bearish tendency in the markets between May and October, and a bullish one between November and April, and use this as our anchor point to determine which direction the tide is flowing, and thus where to point the bow of our ship. As you will see, this approach has not only outperformed every major index over the last decade, but the units of risk taken to achieve this in many instances are the same or lower than simply buying and holding the market.

For reference, all figures quoted are independently generated by Portfolio Visualiser. Visit www.portfoliovisualizer.com for more information.

DOWNLOAD

PROSPECTUS

BY THE

NUMBERS

EQUITY

GROWTH

Starting Balance $100,000.00

MONTH ON

MONTH

YEAR ON

YEAR

INVESTMENT

STRATEGIES

The portfolio which makes up the Ubique Fund is broken into three distinct, yet complimentary strategies. This diversification is just one of the way we are able to lower our expected risk, and try to keep the equity curve as smooth as possible. Below you can click through to an indepth look at how each strategy works and how it performs in isolation.

GOLDEN

RATIO

This Golden Ratio Strategy has been built around the interplay the indices have with gold during bull and bear markets

SEASONAL SECTOR

ROTATION

The seasonal sector rotation strategy is built upon the precept that certain areas of the market place exhibit patterns over time which coincide with the calendar, and the US election cycle

SELL IN MAY

AND GO AWAY

One of the most time-proven ideas with over 300 years of empirical evidence, re-imagined for the modern markets using risk-managed leverage to execute.

PORTFOLIO

ALLOCATION

RISK VS RETURN

* US stock market is used as the benchmark for calculations. Value-at-Risk metrics are based on monthly valudes

TRAILING

RETURNS

Trailing returns are for full months ending August 2020 excluding portfolio cash-flows

ROLLING

RETURNS

Result statistics are based on annualised rolling returns over full calendar year periods

COMPARE AND

CONTRAST

The Ubique Portfolio was designed to go up against the main index's, and traditional semi passive investment strategies. This is due to the fact that it only holds the Market, Bonds, Gold, and Cash. It has two main aims when comparing to them. Firstly for the Return on Investment, and specifically the Annual Compounded Growth Rate (ACGR) to be higher than then index. Secondly, that the maximum drawdown should be lower than an all out buy-and-hold strategy of the index for the same unit of risk taken. As part of our research, the button below will take you to a full breakdown of the 60/40 portfolio for reference 

DRAWDOWNS

WORST 10

FEES AND

REMUNERATION

The traditional fund model approach to fee's is broken. It usually sits around 2/20 meaning that there is a 2% annual fee irrespective of performance and then an additional 20% of any profits generated in that period. However, with most funds under performing the S&P500, and fund managers being able to charge their clients anyway, the net result isn't great for the investor. Warren Buffet even placed a $2m wager that over a ten year period, simply buying and holding the S&P500 would generate a higher net return for the investor than any aggregation of funds. He won the bet, mainly on the back of the fee's fund managers charge.

See Warren Buffets bet here

We do things a little differently. Firstly, there are no fees at all for simply letting us manage your money. Secondly, we don't charge our clients anything until they have made a profit in line with the S&P500. Thirdly, only once there is money back in our clients pockets, then do we take a percentage of the profits generated; and this is staggered as to incentive us to maximise our return for you. The net result is that even after fees, the average return to our clients far exceeds that of the market and the traditional 60/40 Portfolios, by over 50%.

All fee's are charged on a bi-annual basis at the beginning of May and November, to coincide with how we rebalance Ubique. Below is the structure of how and what we charge.

As you can see, the way in which we have structured our fee's gives the first 4% each 6 months to the investor. This number is derived from the fact that since 1957 when the S&P went to 500 companies, it has averaged an annual return of 8%. This in the finance world is called the 'pref'. The next line, is what is known as the 'catchup'. This in essence is our management fee, but instead of taking it up front, it is taken from the profit, only after the investor has fully taken their pref. The remaining lines are aligned so we are always working hard to ensure the best performance, rewarding us, if we do exceptionally well.

In addition to this, we also operate a high watermark principle, meaning if we are in negative territory at the end of any six month period, that is added to the next stint to ensure we are only profiting from actual market gained profit, and not clever accounting.

ELIGIBILITY 

CRITERIA

Due in part to the fact that the instruments traded within Ubique are US listed ETF's, potential restrictions apply to citizens of certain nations depending on their local laws. As such, below is a non-exhaustive list of the main criteria for a list of countries. If you would like to find out more about a country's status which isn't on this list, please get in contact with us.

Qualified HNWI due to MiFID

Yes

Yes

Yes

Yes

Yes

Qualified HNWI due to MiFID

Yes

Yes

Yes

Yes

Yes

This also applies to corporations and institutions. Accounts are individually managed at a broker of the investors choosing, and the base currency for all funds is US Dollar (USD). For UK investors, a spreadbetting version is also available which is tax free on all gains made, but there are additional broker associated costs. 

Minimum investment term is six (6) months. A 2% early redemption fee will be applied if a redemption is made prior to this. 

Minimum investment allocation: $100,000.00 USD.

63/66 Hatton Garden

Fifth Floor, Suite 23

London

EC1N 8LE

United Kingdom

+44 (0) 203 633 6961

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​This website should not be regarded as an offer or solicitation to conduct investment business. Past performance of investments is not necessarily indicative of future performance. The value of investments may fall as well as rise and the income from investments may fluctuate and is not guaranteed. Clients may not recover the amount invested. The investments mentioned on this website are not suitable for all types of investors. Investment advice should always be sought from a qualified investment adviser before any investment is made.

Trading and investing can be a challenging and potentially profitable opportunity for investors. However, before deciding to participate in the market, you should carefully consider your investment objectives, level of experience, and risk appetite. Most importantly, do not invest money you cannot afford to lose.


There is considerable exposure to risk in any investment transaction. Any transaction involving securities involves risks including, but not limited to, the potential for changing political and/or economic conditions that may substantially affect the price or liquidity of a currency. Investments in speculation may also be susceptible to sharp rises and falls as the relevant market values fluctuate. The leveraged possibility of trading means that any market movement will have an equally proportional effect on your deposited funds. This may work against you as well as for you. Not only may investors get back less than they invested, but in the case of higher risk strategies, investors may lose the entirety of their investment. It is for this reason that when speculating in markets it is advisable to use only risk capital.