• Willow Oak Advisory

Ubique | March 2020 Update

Where do we start! A global pandemic on a scale not seen since the Spanish Flu is definitely not something one can legislate for, but this is why we feel it is ever so important to be mechanical and process driven during such unprecedented times.

With one of our strategies triggering our circuit breaker last month, and our indicators showing the market is in a downtrend, a third of the portfolio this month sat in cash whilst both our seasonal sector rotation strategy and the golden ratio continued. The net result was a loss of -4.75% for the month bringing our YtD number to -14.51%. Not great, but considering that is almost 6% better off than the S&P500, this will be a better result than every buy-and-hold strategy out there.

Looking forward, we don't have a clue as to what to expect, and nor does anyone else. What we do know, is that we will continue to be methodical, process driven, sticking to our structure as we always have, and allowing the safety mechanisms to kick in if triggered. The next few months will be a fantastic proving ground to the robustness of the portfolio as a whole and the individual components which make it up. If it can weather this, then it will be strong enough to withstand almost anything!

Until next month, stay safe, and swing easy.



63/66 Hatton Garden

Fifth Floor, Suite 23



United Kingdom

+44 (0) 203 633 6961

  • LinkedIn - White Circle
  • Twitter - White Circle
  • Facebook - White Circle

​This website should not be regarded as an offer or solicitation to conduct investment business. Past performance of investments is not necessarily indicative of future performance. The value of investments may fall as well as rise and the income from investments may fluctuate and is not guaranteed. Clients may not recover the amount invested. The investments mentioned on this website are not suitable for all types of investors. Investment advice should always be sought from a qualified investment adviser before any investment is made.

Trading and investing can be a challenging and potentially profitable opportunity for investors. However, before deciding to participate in the market, you should carefully consider your investment objectives, level of experience, and risk appetite. Most importantly, do not invest money you cannot afford to lose.

There is considerable exposure to risk in any investment transaction. Any transaction involving securities involves risks including, but not limited to, the potential for changing political and/or economic conditions that may substantially affect the price or liquidity of a currency. Investments in speculation may also be susceptible to sharp rises and falls as the relevant market values fluctuate. The leveraged possibility of trading means that any market movement will have an equally proportional effect on your deposited funds. This may work against you as well as for you. Not only may investors get back less than they invested, but in the case of higher risk strategies, investors may lose the entirety of their investment. It is for this reason that when speculating in markets it is advisable to use only risk capital.

© Copyright 2021 Willow Oak Advisory. All Rights Reserved